Personal Loans


Personal Loans to Fit Your Needs


We have a comprehensive product line of signature loans that best meets the financial needs and desires of our membership. Our Second Chance Loans, and Lines of Credit are available to members who have blemished, little, or no credit so they can start building up their score. Read about our loan products below to find the one that best meets your needs and contact our lending department today to apply.

  • Signature Loans – Signature loans can be a smart way to borrow money to consolidate debt, make a large purchase, or get emergency funds when you need it. Repay the loan in monthly or bi-weekly installments so when you make that big purchase, pay it off in a way that makes sense for you. (Second Chance Loans options are also available)
  • Line of Credit – A line of credit is a type of loan that lets you borrow money as needed. Once you access your line, you’ll make regular monthly payments to pay down your balance. Lines of Credit generally have lower interest rates than credit cards too. HMFCU Lines of Credit offer flexible terms that can help with cash flow or big expenses. Borrow anytime up to your approved limit. (Second Chance lines of credit options are also available)
  • Summer and Holiday Loans – Be on the lookout for these specialty loans offered for a limited time throughout the year
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