Savings & Loan Rates
Savings & Loan Rates
Mortgage
| Loan Type | APR* | Amount |
|---|---|---|
| Home Equity | 6.25% - 8.25% | $2,500 min - %50,000 max |
Home Improvement
| Loan Type | APR* | Amount |
|---|---|---|
| Home Improvement | 9.00% | $2,500 min - $15,000 max |
| 10.00% | $15,001 - $25,000 |
Personal Loan
| Term | APR* | |
|---|---|---|
| Holiday Loan | 12.99% | |
| Signature Loan | 8.00% - 18.00% | |
| Line of Credit | 8.00% - 15.00% | |
| Second Chance LOC / Signature | 18.00% | |
| Visa | 8% - 18% | |
New/Used Autos
| Model Year | Term | APR* |
|---|---|---|
| 2017-2018 | Up to 72 months | 3.99% - 15.99% |
| 2016 | Up to 60 months | 3.99% - 15.99% |
| 2015 | Up to 54 months | 3.99% - 15.99% |
| 2014 | Up to 48 months | 3.99% - 15.99% |
| 2013 | Up to 42 months | 3.99% - 15.99% |
| 2012 | Up to 36 months | 3.99% - 15.99% |
| 2011 | Up to 12 - 30 months | 3.99% - 15.99% |
New/Used Recreational Vehicles – Up To 85% INV/TRD Value
| Minimum | APR* | |
|---|---|---|
| Under $50,000.00 | Up to 60 months | 9.00% |
| Over $50,000.00 | 61 to 120 months | 10.00% |
New/Used Motorcycle – Financing Up To 80% INV/TRD Value
| Term | APR* |
|---|---|
| Up to 48 Months | 5.99% - 15.99% |
For current information call your Credit Union at (713) 699-0795 or (888) 271-6035. This Rate Schedule sets forth certain conditions, rates, fees and charges applicable to all loans and loan requests at Houston Metropolitan Federal Credit Union and is incorporated as part of your loan agreement(s) with us. All rates quoted are annual percentage rates (APR). All rates are dependent on credit worthiness and loan term. Each product has a minimum loan amount and minimum loan amounts for certain terms. Loan to Value Ratio on Secured loans may increase or decrease the rate.