Savings & Loan Rates


Savings & Loan Rates


Mortgage

Loan TypeAPR*Amount
Home Equity6.25% - 8.25%$2,500 min - %50,000 max

Home Improvement

Loan TypeAPR*Amount
Home Improvement9.00%$2,500 min - $15,000 max
10.00%$15,001 - $25,000

Personal Loan

TermAPR*
Holiday Loan12.99%
Signature Loan8.00% - 18.00%
Line of Credit8.00% - 15.00%
Second Chance LOC / Signature18.00%
Visa8% - 18%

New/Used Autos

Model YearTermAPR*
2017-2018Up to 72 months3.99% - 15.99%
2016Up to 60 months3.99% - 15.99%
2015Up to 54 months3.99% - 15.99%
2014Up to 48 months3.99% - 15.99%
2013Up to 42 months3.99% - 15.99%
2012Up to 36 months3.99% - 15.99%
2011Up to 12 - 30 months3.99% - 15.99%

New/Used Recreational Vehicles – Up To 85% INV/TRD Value

 MinimumAPR*
Under $50,000.00Up to 60 months9.00%
Over $50,000.0061 to 120 months10.00%

New/Used Motorcycle – Financing Up To 80% INV/TRD Value

TermAPR*
Up to 48 Months5.99% - 15.99%
*APR – Annual Percentage Rate

For current information call your Credit Union at (713) 699-0795 or (888) 271-6035.

This Rate Schedule sets forth certain conditions, rates, fees and charges applicable to all loans and loan requests at Houston Metropolitan Federal Credit Union and is incorporated as part of your loan agreement(s) with us. All rates quoted are annual percentage rates (APR). All rates are dependent on credit worthiness and loan term. Each product has a minimum loan amount and minimum loan amounts for certain terms. Loan to Value Ratio on Secured loans may increase or decrease the rate.