Financial Education and Counseling

Financial Education and Counseling

Balance Educational Program
Whether you’re interested in developing a workable spending and savings plan, getting out of debt, taking a look at your credit report, buying a home, or planning for your financial future, HMFCU wants to help. That’s why we’ve provided access to free and confidential financial counseling and education through BALANCE.

Below are some sample financial education topics available to our members, absolutely free.

Certified counselors are also available to answer your questions about money management and other personal finance topics by calling 1-888-456-2227 or visiting

BalanceTrack (Free Registration Required)

BalanceTrack is a free personal finance education program brought to you Houston Metropolitan FCU. These modules will guide you through core aspects of personal finance management. Completing these modules will help you move toward sound money management and financial success. Choose from the following modules: High-Cost Financial Services, The Psychology of Spending, Drive Away Happy, Credit Matters, The World of Credit Reports, Money Management, and Checking Account Management.

Contact Information

To speak with a counselor, call BALANCE at 888-456-2227 or fill out the contact form on

Online Banking

or Register