What does your checking account say about your future? At HMFCU, you have choices. There are several different accounts to choose from – each one with specific needs in mind. Choose the checking account that best meets your lifestyle!
Personal accounts to suit your needs
Get paid to use your Kasasa Cash Back Checking account! With Kasasa Cash Back Checking, you can earn cash back on debit card purchases.
To qualify for these great benefits, all you need to do is:
- 10 signature based debit card purchases $5.00 or over.
- Set up one Direct Deposit
- Enroll and receive Electronic Statements (valid e-mail address is required)
- Access online banking at least once a month
That’s it. Meet these simple requirements in one month and earn up to $10 cash back deposited back into your Kasasa Cash Back Checking account.
With Kasasa Cash Back Checking, you’ll also get free nationwide ATM access and we’ll refund the fees other ATMs charge you, up to $25.
Annual Percentage Rates for this account are effective as of the rate effective date and subject to change after account is opened. $50 minimum required to open this account. Direct Deposit Required. Available for personal accounts only. No monthly service charge.
HMFCU is excited to bring to you, 4U Checking. All Amazon, Google Play, and iTunes shoppers, take advantage of the new benefits attached to this checking account. Earn up to $10 back for using your Plus4 debit card on Amazon, Google Play, and iTune purchases.
Start taking advantage of these amazing benefits and open your new 4U Checking today!
$50 minimum required to open this account. Available for personal accounts only. A $7.50 monthly service charge applies. Direct Deposit is required.
Want a checking account that pays? HMFCU is proud to offer our members Kasasa Cash Checking. With Kasasa Cash Checking account, you can earn up to 1.10% APY (Annual Percentage Yield) on your account balance, up to $10,000. After you reach the $10,000 mark, you will still earn 0.10% APY on everything over it.
To qualify for the premium interest rate, all you need to do is:
That’s it. And don’t worry if you don’t meet all of the requirements in one month. You will still earn 0.01% APY.
With Kasasa Cash Checking, you’ll also get free nationwide ATM access and we’ll refund the fees other ATMs charge you, up to $25.
Annual Percentage Rates for this account are effective as of the effective date and subject to change after account is opened. $50 minimum required to open this account. Direct Deposit is required. Available for personal accounts only. No monthly service charge.
Your checking account is a cornerstone of your relationship with Houston Metropolitan Federal Credit Union.
Plus Checking has a $7.50 monthly fee, which you can reduce and/or completely eliminate EVERY MONTH. Here’s how it works:
- Post and clear debit card purchases over $5.00. Each transaction over $5.00 will reduce your monthly fee by $0.25
- Signing up for e-statements will reduce your fee by $1.00
- Set up Direct Deposit to reduce your fee by $1.00
- If you maintain an average monthly balance of $4,0001, the entire fee will be eliminated.
1The average monthly balance is based on your ledger balance at the end of the monthly statement cycle
Our Money Market Checking Account is just like our Plus Checking Account, but the earning potential is greater with a money market rate. With its higher interest rate, it is a great way to build savings without market risks. You’ll enjoy these benefits with our Money Market Checking Account:
Accounts for Your Growing Business
Our Business Checking Account provides a simple and reliable checking account for your business that allows you to manage incoming and outgoing funds. It allows you to pay bills, receive payments, and make deposits all at an affordable price. If you’re a member and have a Primary checking account, all it takes is a minimum deposit of $100 to open an account.
Reap these rewards with a Plus4 Business Checking Account:
- Low opening deposit
- First 50 check clearings are free
- Monthly statements provide you with up-to-date record keeping
*Minimum balance of $2,500 is required to waive a $15 monthly service fee.