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How to Get the Best Deal When Buying a Car

HMFCUFinancial Education, Ways to Save

Buy new, buy used, or lease? These are just a few of the many decisions you’ll need to make before happily driving away with a vehicle. While shopping for a car or truck is exciting, it is also no simple matter. You can avoid buyer’s remorse by making important financial and practical decisions before signing on the dotted line. By … Read More

How to Make the Most of a Reduced Paycheck

HMFCUCOVID-19, Financial Education

Bubbles burst, the economy falters, companies downsize, and personal disasters happen which can result in a reduced paycheck. Perpetual salary growth or even maintenance is simply not guaranteed, especially during the pandemic. However, by adopting the right tools and attitude, you can make the most of a reduced paycheck and not just survive, but thrive. Determine whether your situation is … Read More

Financial Education Resources are Always Available

HMFCUFinancial Education

With many of our members financially affected by the current economic shutdown, we want to share some resources that are always available for free through our partnership with BALANCE, a financial wellness non-profit. Debt and Budget Counseling While there are hundreds of “debt counseling” organizations across the country, we have agreed to quality standards that include accreditation, certification of counselors, … Read More