Why Join?

HMFCU is dedicated to providing members with a lifetime of dependable service; always providing you with the best products and services so you can make better financial decisions that fulfill your needs.

Did you know that when you join HMFCU, that you actually become part owner? That’s right! Because we are a non-profit financial institution, which means our profits are put back into the credit union so you get to take advantage of lower loan rates and higher savings rates. Sounds good, doesn’t it! Here are a number reasons why you should join one of the most respected credit unions in the Greater Houston Metropolitan area:

  • Low minimum balances
  • Better rates of return on savings
  • No or low-fee checking accounts and ATMs
  • Lower interest rates on credit cards and loans
  • Accounts insured by the U.S. government
  • Competitive mortgage rates and equity loans
  • Credit Counseling/Educational Seminars
  • A voice in your credit union’s operations
  • Once a member, always a member
  • Community outreach and service

All it takes is FIVE minutes of your time to get started today!  Open a savings with only a $5 deposit then sign up for direct deposit or payroll deductions.

Who Can Join?

Since 1945, Houston Metropolitan Federal Credit Union has proudly provided the finest in financial services to meet the needs of present, former, and retired employees of our sponsor companies such as the City of Houston, Harris Health Systems, and companies within a 25 mile radius. Once you join the Credit Union your immediate family is eligible to join HMFCU as well. Our motto is “Once a Member Always a Member” even if you change jobs, retire or move away…your membership remains and you continue to enjoy the benefits.

From time to time, the Credit Union’s field of membership changes to allow additional groups to join. In 2003 the Credit Union opened its membership to anyone living, working, attending school or worships within 25 miles of either branch location; which encompasses the entire Houston Metropolitan Area.

Sponsor Companies/Partnerships
  • Aire-Technics, Inc.
  • Autoworld Galleria
  • C. Davis Ent. Inc
  • Cannonball Trucking
  • Central Electric
  • City of Houston
  • Comiskey Kaufman Inc.
  • Doctor’s Hospital
  • Electra Link Inc.
  • First Transit
  • Greens Concrete
  • Harris Health Systems
  • Houston Empire Electric
  • Houston Stafford Electric
  • Houston Supply and Mfg.
  • J & T Tool and Supply
  • Jess Briley Manufacture
  • Linebarger, Goggan, Blair & Sampson LLP
  • Moss Seal Co.
  • Osborn Industries
  • OTS (Oil Tech. SE)
  • Pasadena Honda
  • Pimco Manufacturing
  • Rulon
  • Southern States Sales
  • Specified Lighting
  • Stubbs Cycle
  • Stubbs SW
  • Thermoplastic Fabrication

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